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Tools & Resources
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Insurance Glossary
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Insurance Glossary terms and definitions can be found
here.
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Motorcycle Insurance typically offers a
combination of collision, liability, theft, and related coverage designed
specifically to meet the needs of motorcycle owners.
If you own a motorcycle?whether you ride it
or not!?you need this coverage to protect you from theft, collision, and
other common exposures.
Some of the items that may affect premiums;
- Your driving record
- Where you keep your cycle (in the open or in garage)
- Your credit record
- How many years you have been driving a motorcycle
- Your age
- Previous Cycle Coverage
- Anti-theft devices
 ATV
Insurance
Most states don't require ATV insurance and
you may have limited coverage if you have a homeowners policy. If you have
an ATV we urge you to contact us and let us review your specific policy to
determine whether you need a separate ATV Policy.
Many insurance companies offer discounts to help lower your premium such as:
A discount for completing and approved ATV safety course.
A discount for owning and insuring multiple ATVs.
A discount for being a member of associations such as the Harley-Davidson
Owners Group (HOG), American Motorcyclist Association (AMA) or the Honda
Rider's Club of America (HRCA). |
